What Is a Prenuptial Agreement and Why Should You Consider One?

What Is a Prenuptial Agreement?

A prenuptial agreement — commonly called a "prenup" — is a legally binding contract signed by two people before they get married. It outlines how assets, debts, property, and financial matters will be handled both during the marriage and in the event of a divorce.

Why Are More Couples Getting Prenups?

The stigma around prenuptial agreements has faded significantly. According to recent surveys, the number of couples with prenups has increased fivefold over the past decade. This isn't about expecting failure — it's about having honest financial conversations before tying the knot.

What Can a Prenup Cover?

A prenuptial agreement can address a wide range of financial and property matters, including how premarital assets and debts are handled, business ownership protections, spousal support terms, inheritance rights, and property division rules.

Common Misconceptions

Many people believe prenups are only for the wealthy, but that's simply not the case. If you have student loans, a retirement account, a small business, or even future earning potential, a prenup can protect your interests. They're also not one-sided — a well-drafted prenup protects both parties.

When Should You Start the Conversation?

Financial planners recommend discussing a prenup at least 3-6 months before your wedding date. This gives both parties enough time to review terms, consult with their own attorneys, and make thoughtful decisions without the pressure of an approaching ceremony.

How Pure Prenup Helps

Pure Prenup uses AI-powered voice consultations to make the process approachable. Instead of expensive attorney consultations just to draft initial documents, you can talk naturally with our AI assistant Chloe, who guides you through every section and generates an attorney-ready draft you can review with legal counsel.